Frequently Asked Questions

What does Prestige Insurance Group do?

We help individuals, families, and businesses find insurance that actually fits their lives. We specialize in Health and Life insurance, Home and Auto, Property and Casualty, and Commercial coverage. Our job is to explain your options clearly and help you make a smart decision without pressure or confusion.

Are you an insurance company?

No. We are an independent insurance brokerage. That means we work for you, not for one insurance company. We compare options across multiple carriers and help you choose what makes sense based on coverage, price, and real-world use.

Does it cost anything to work with you?

In most cases, no. We are typically paid by the insurance carrier if you enroll in a policy. There are no hidden fees, surprise charges, or obligations to buy. If there is ever a situation where a consulting fee applies, we are upfront about it before anything happens.

How is Prestige different from other agencies?

We do not push one-size-fits-all policies. We are not captive to a single carrier. And we do not disappear after the policy is issued. We focus on education, long-term strategy, and being available when questions or issues come up. You get a real person who actually answers.

What types of insurance do you offer?

We offer:

Health and Life insurance for individuals, families, and self-employed clients

Home and Auto insurance

Property and Casualty coverage

Commercial insurance for businesses

If we cannot help directly, we will tell you and point you in the right direction.

Can you help if I am self-employed or between jobs?

Yes. This is one of the most common situations we help with. We walk through all available options and explain the pros and cons so you are not guessing or buying something that looks good on paper but fails when you need it.

Do you help with claims?

We are not the insurance company, but we do not abandon you either. We help you understand the claims process, what to expect, and how to escalate issues when needed. Our role is guidance and advocacy, not passing you off to a call center.

Will you pressure me to buy something?

No. Ever. We give you the information, explain your options, and let you decide. If something does not make sense, we will tell you. Our goal is long-term trust, not a quick sale.

How do I get started?

It starts with a conversation. We ask a few questions, review your situation, and then walk you through your options. No obligation. No pressure. Just clarity.

Who do you work with?

We work with individuals, families, self-employed professionals, and business owners who want straight answers and real support. If you are tired of being confused or sold to, you are in the right place.